The Murphy's Realtors
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Sidra Eiseman
Realtor
413-695-5026
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A
Acceleration Clause
Acceptance
Additional Principal Payment
Adjustable-Rate Mortgage (ARM)
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Assessor
Asset
Assignment
Assumable Mortgage
Assumption
Assumption Clause
Assumption Fee
Attorney-in-fact
Automated Underwriting
B
Balance Sheet
Balloon Mortgage
Balloon Payment
Bankrupt
Bankruptcy
Before-Tax Income
Beneficiary
Bequeath
Betterment
Bill of Sale
Binder
Biweekly Mortgages
Biweekly Payment Mortgage
Blanket Insurance Policy
Blanket Mortgage
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Budget
Budget Category
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Buydown Account
Buydown Mortgage
C
Call Option
Cap
Capacity
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CD-Indexed (Certificate of Deposit) ARMs
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Certificate of Eligibility
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Condominium Hotel
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Contract
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Convertibility Clause
Convertible ARM
Cooperative (co-op)
Cooperative Corporation
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Corporate Relocation
Cost of Funds Index (COFI)
Costs for Settling Into Your Home
Covenant
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Credit Scoring
Credit Unions
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Cash-Out Refinance
Cloud on Title
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Contingency for Clear Title
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D
Debt
Deed
Deed of Trust
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Delinquency
Department of Veternas Affairs (VA)
Deposit
Depreciation
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Detached Single-Family Home
Direct Leveraging Loan Program
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Dower
Due-on-sale Provision
Due-on-transfer Provision
Deed-in-Lieu
E
Equal Credit Opportunity Act (ECOA)
Earnest Money Deposit
Easement
Effective Age
Effective Gross Income
Eminent Domain
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Encumbrance
Endorser
Equity
Errors in Credit Report
Escrow
Escrow Account
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Escrow Payment
Establishing a Credit Report
Eviction
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Exclusive Listing
Executor
F
Fair Credit Reporting Act
Fair Market Value
Fannie Mae (FNMA)
Federal Housing Administration (FHA)
Fee Simple
Fee Simple Estate
FHA Coinsured Mortgage
FHA Loans
FHA Mortgage
Final Walk-Through Inspection
Firm Commitment
Financial Index
Finder's Fee
First Mortgage
First and Second Mortgages
Fixed Installment
Fixed-Rate Mortgage
Fixed-Period Adjustable-Rate Mortgages
Fixture
Flood Insurance
Foreclosure
Forfeiture
Fully Amortized ARM
G
General Contractor
Good Faith Estimate
Governmnet Mortgage
Government National Mortgage Association
Grantee
Grantor
Ground Rent
Group Home
Growing-Equity Mortgage (GEM)
Guarantee Mortgage
Guaranteed Loan
H
Hazard Insurance
Home Equity Conversion Mortgage (HECM)
Home Equity Line of Credit
Home Inspection
Homeowner's Insurance
Homeowner's Insurance for Reverse Mortgages
Homeowners' Association
Homeowner's Warranty (HOW)
HomeStyle Construction-to-Permanent Mortgage
HomeStyle Mortgage Loan
Housing Expense Ratio
HUD-1 Statement
HUD Median Income
I
In-File Credit Report
Income Property
Index
Inflation
Initial Interest Rate
Installment
Installment Loan
Insurable title
Insurance
Insurance Binder
Insured Mortgage
Interest
Interest Accrual Rate
Interest Rate
Interest Rate Buydown Plan
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Interest Rate Floor
Interest Rate for HECMs
InterestFirstSM Mortgage
Investment Property
IRA (Individual Retirement Account)
J
Joint Tenancy
Judgment
Judgment Lien
Judicial Foreclosure
Jumbo Loan
L
Late Charge
Lease
Lease-purchase Mortgage Loan
Lease-purchase Option
Leasehold Estate
Legal Description
Liabilities
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LIBOR-based ARMs
Lien
Lifetime Payment Cap
Lifetime Rate Cap
Line of Credit
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Loan Terms and Conditions
Loan-To-Value (LTV) Percentage
Lock-in
Lock-in Period
M
Manufactured Housing
Margin
Market Value
Master Association
Maturity
Maximum Claim Amount
Maximum Financing
Merged Credit Report
Modification
Money Market Account
Money Market Fund
Monthly Fixed Installment
Monthly Payment Mortgage
Mortgage
Mortgage Banker
Mortgage Banking Companies
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Mortgage Insurance Premium (MIP)
Mortgage Life Insurance
Mortgage-Related Closing Costs
Mortgagee
Mortgagor
Multidwelling Units
Multifamily Properties
Multifamily Mortgage
N
Negative Amortization
No Cash-Out Refinance
Net Cash Flow
Note
Nonliquid Asset
Note Rate
Notice of Default
O
Occupancy Date
Offer
Ongoing Costs
One-Year Adjustable-Rate Mortgage
Original Principal Balance
Origination Fee
Other Buyer Costs
Other Contingencies
Other Financial Companies
Owner Financing
P
Planned Unit Development (PUD)
Partial Payment
Payment Change Date
Periodic Payment Cap
Periodic Rate Cap
Permits
Personal Property
PITI
PITI Reserves
Planned Unit Development (PUD)
Point
Power of Attorney
Pre-Approval
Pre-Qualification
Prearranged Refinancing Agreement
Preforeclosure Sale
Prepayment
Prepayment Penalty
Prime Rate
Principal
Principal Balance
Private Mortgage Insurance (PMI)
Promissory Mote
Public Auction
Purchase and Sale Agreement
Purchase Money Transaction
Q
Qualifying Ratios
Quitclaim Deed
Qualifying Guidelines
R
Real Estate Settlement Procedures Act (RESPA)
Realtor
Radon
Rate Caps
Rate-Improvement Mortgage
Rate Lock
Ratified Sales Contract
Real Estate Agent
Real Property
Recorder
Recission
Recording
Refinance Transaction
Rehabilitation Escrow Account
Rehabilitation Mortgage
Remaining Balance
Remaining Term
Rent Loss Insurance
Rent with Option to Buy
Repayment Plan
Replacement Reserve Fund
Reverse Mortgage Counseling
Revolving Liability
RHS Loans
Right of First Refusal
Right of Ingress or Engress
Right of Survivorship
Rural Housing Service (RHS)
Real Estate Attorney
S
Sale-Leaseback
Second Mortgage
Secondary Mortgage Market
Savings and Loans
Secured Loan
Security
Seller Take-Back
Servicer
Seller Versus Buyer Closing Costs
Servicing
Settlement
Settlement Sheet
Single-Family Properties
Six-Month Adjustable-Rate Mortgage
Special Deposit Account
Standard Payment Calculation
Subdivision
Step-Rate Mortgage
Subordinate Financing
Subsidized Second Mortgage
Survey
Sweat Equity
T
Truth-in-Lending
Taxes and Insurance
Tenancy in Common
Tenancy by the Entirety
Tenant-Stockholder
Termite Inspection
Third-Party Origination
Thrifts
Title
Title Search
Title Company
Title Insurance
Total Expense Ratio
Transfer of Ownership
Townhouse
Trade Equity
Transfer Tax
Treasury Index
Trustee
Truth-in-Lending
Two-Step Mortgage
Two-to Four-Family Property
U
Underwriting
Unsecured Loan
V
VA Mortgage
Vested
Veterans Administration (VA)
W-Z
Ways of Obtaining a Loan
What-if Analysis
Wraparound Mortgage
What-if Scenario
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The Murphy's Realtors 44 Conz St. Northampton, MA 413-584-5700 ext. 301
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